My wife’s brother could be described as a “deadbeat.” He is trying to get his life together and has asked my wife to cosign a loan for him. When she told me this I immediately said no. I can say, without hesitation, there is no way he will ever make these payments and it will ruin our credit. She says “he’s my brother and I have to help him.” I say we can’t help him at our expense. What does east Idaho say?